Change Your Finances By Thinking Like a Millionaire


Can changing the way you think really impact your finances and help you get closer to your goal of becoming a millionaire? Many people, including some financial experts, would say the answer is yes. This doesn’t mean you can simply sit around and visually will yourself into becoming a millionaire while putting in virtually no work or effort.

What this instead means is that if you can change your mindset to be more like a typical millionaire, you’re more likely to not only create your financial goals but be more prepared to achieve them.

Below are some simple ways to shift your thinking, and in the process, achieve a better financial life for yourself.

Write Everything Down

Think about all of the ideas you have during the course of a day or a week to make money. They probably pass through your mind all the time, but then just as quickly you may forget them. What’s important to realize is that if even just one of those ideas were a really good one, it could change your course completely. If you were to have a chance to meet with some of the world’s wealthiest people, you would likely see this strategy of writing down ideas as they come is pretty prevalent.

Find Inspiration

Even if you don’t have a circle of millionaire mentors you can surround yourself with, you can still make sure there are plenty of positive inspirations in your life. For example, you might like the no-nonsense bold style of Timothy Sykes, who’s known for his millionaire challenge, or someone like Mr. Money Mustache might be more your style with his simple, attainable strategies to accumulate wealth. Regardless of who resonates with you, find a few bloggers or writers that make you feel like you can achieve your financial goals and make them a regular part of your daily routine.

Live Within Your Means

Shift your thinking if you want to achieve true wealth. Most currently wealthy people are going to tell you that faking it until you make it isn’t necessarily a good idea, particularly if faking it for you means living well beyond your current means. Many people who are ultra-wealthy continue to live modestly, and also be aware of where their money is going. These are good habits to get into and important to incorporate into your millionaire-driven mindset.

Create Incremental Goals

If your financial goal is simply to become a millionaire, that probably isn’t going to cut it. Instead, many millionaires will have any number of smaller objectives set for themselves at a given time. For example, start small with something like earning an extra $200 a week with a side job, or eliminating high-interest debt within a certain time frame. Once you achieve these smaller goals, you’ll feel more accomplished, and you can start working your way toward the larger ones.

Building real wealth isn’t something you can achieve overnight in most cases, nor is it necessarily something that’s easy, but if you can change the way you see life and your financial goals, it can create a strong foundation.

Written By
Sydney White is a Texas-born stay at home mom who enjoys spending time with her family, bargain hunting and, of course, writing. She is currently the editor-in-chief of

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