How to Lower Your Summer Budget

How to Lower Your Summer Budget

Once the sun starts shining and temperatures warm up, a lot of people start getting the summer itch.

The pull to do outdoor activities can be nearly irresistible. But in addition to all of the fun in the sun, summer sometimes means budget increases for a variety of reasons.

Luckily, there are solutions that can help you to lower your summer budget.

Put a Cap on Camps

If you have kids who have traditionally attended a camp or two during the warmer months you may already know that some of them come with hefty price tags attached. One way to alleviate summer budgeting woes, therefore, is to reduce the number of camps you are shelling out money for.

Maybe a day camp would be a refreshing change for your child as well as a money saver for you.  Other money saving options includes scholarships and early bird rates so consider these ideas as well.

When I was in high school, I begged to go to a summer camp, so I offered to pay half if my parents paid half too. This could be a good way for older children to take their camps more seriously if they have to help pay for their cost.

Change Your Habits

Another way to reduce the stress to your finances is by changing your habits. For example, rather than automatically throwing your clothes in the dryer after washing them you could hang them dry as a cost saving alternative. Turn off the overhead lights and throw open the curtains to let the sun in. Have cold sandwiches for supper occasionally or use a toaster oven to bake a couple of potatoes instead of using the oven. Make a salad for lunch and use your crock pot.

These changes in routine can shave money off your electric bill not only from not using the oven as much but also in a reduction in cooling costs.

Get Some Exercise

Most of us don’t get enough exercise as it is, so why not get a few extra steps on your Fitbit if you can? Try substituting stairs for the elevator, parking the farthest away you can in any parking lot, and walking to work if you live close enough.

Summertime offers the perfect opportunity to get outside and enjoy the beautiful sunshine while saving a little money at the same time.

 Grow It

To help you out with the cost of groceries, perhaps you could cultivate both your green thumb and a garden at the same time. If you don’t have enough knowledge on your own, enlist the help of a friend or call your county extension agent. You could also consult the internet or books to boost your gardening knowledge and supplement your budget. It will take work, but the rewards could be well worth it.

Foster Relationships

Childcare costs can increase dramatically during the summer if you have kids too young to stay home alone. Perhaps you have a parent or grandparent who could stay with them a few days a week. Or, you could hire a responsible teenager or college student to look after them for the summer.

Make Vacation Days Count

Why take an expensive vacation each year? Try going every other year to save a little. Spend time with your friends or family as an alternative and save some money in your budget.

Most people look forward to summer when the weather is nice and you can kick back and take it easy once in a while. However, it is possible to still enjoy all that the warmer months have to offer while lowering your summer budget.

How do you lower your summer budget?

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Written By
Sydney White is a Texas-born stay at home mom who enjoys spending time with her family, bargain hunting and, of course, writing. She is currently the editor-in-chief of


  1. On a somewhat funny note, the main way we save money during summer is by eating less… It’s so hot here already, I find myself drinking more water and eating less food. Except for ice cream and fresh fruit 🙂

    However, by cooking less we actually save a buttload of money on our bills! It’s much more convenient to quickly prepare a fresh salad, rather than bake or cook food on the stove!

    1. That definitely makes sense! If I do cook any hot meals, I usually make them in the crockpot since it doesn’t heat up the house or make me stand over a hot stove. 🙂

  2. I would also add to take advantage of grandparents’ time! Many grandparents would love to spend more time with their grandkids, so that could be another viable alternative to pricey childcare. And everyone has a blast anyway. 🙂

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