Should You Pay for Childcare if You Work from Home?

Should You Pay for Childcare if You Work from Home?

Many people who have outside jobs as well as kids dream of having their own business and working from home instead.

In their imagination it would be a perfect, utopia where their children happily play, making very little noise in a clean, well-kept home. Meanwhile, they would work in an efficient, relaxed environment free from the corporate machine and difficult bosses who dictate their every move. In addition they would rake in amazing amounts of money and save even more by eliminating their childcare expenses.

But the reality is somewhat different.  It’s not easy trying to be both a full time stay-at-home parent and a breadwinner for your family at the same time. You may wonder if you should pay for childcare even though you work from home.

Family Dynamics

Whether or not you can or should work from home and take care of your children simultaneously depends partly on your unique family dynamics.

For example, how many children do you have and what are their ages? If you have only one child who is still very small, you might get along just fine working from home around your little one’s schedule of naps and meals. However, if you have 3 or 4 children, none of which are school aged yet, it may not work as well.

In addition, when you have a special needs child, you may simply not have the time or energy to do both. It might make more sense to spend the extra money for daycare even though you work from home.

Type of Work

Another factor that may make or break your idea of working from home while raising a family is the kind of work you do. If your work requires you to be on the phone 90% of the time, caring for small children will be next to impossible. However, if you work on a computer at your own pace and schedule, for instance, you may be able to juggle all of your roles without much difficulty. Therefore, paying for childcare while you work out of your home may not make financial sense.

Your Temperament

I have a friend who dearly loves spending time with her family. She tried working from home and not taking her children to daycare when they were small. It didn’t work very well for her.

Trying it helped her to see that she needed the peace and quiet to run her business. She ended up having to make a change and take them to daycare at least part of the time. It was a hard decision for her to make, but she is happier now and her children are happier too. Her work gets done much faster, which allows her to give more of her undivided attention to her family.

Organization and Efficiency

It takes an organized and efficient person to run a business successfully. Often, it takes some of the same skills to run your household. If you possess these qualities, you may have what it takes to work from home and take care of your kids.

However, you shouldn’t be afraid or feel ashamed if you need to hire childcare for them sometimes in order to increase your efficiency as you work from home.

Because everyone’s situation is different, only you can decide whether you should pay for childcare if you work from home.

What are your thoughts about whether or not you should pay for childcare if you work from home?

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Written By
Sydney White is a Texas-born stay at home mom who enjoys spending time with her family, bargain hunting and, of course, writing. She is currently the editor-in-chief of


  1. This is so timely for me! I start doing my new remote job next week. I don’t have kids, so I don’t have to worry about childcare, but I’ve thought about it. I think it depends on your kids’ ages and how well they can play independently. My gut tells me I’d need to pay for childcare, maybe for even just a portion of the day. I’d get too distracted either with work or with the kids and one of the two wouldn’t get my full attention.

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